What is the purpose of Medicare part C?

Medicare Part C, also known as Medicare Advantage, is designed to provide an alternative method of receiving Medicare benefits. It combines coverage from different parts of Medicare, including hospital insurance (Part A) and medical insurance (Part B), and often includes additional benefits as well. By enrolling in a Medicare Advantage plan, beneficiaries typically receive their health care services through private health insurance companies that contract with Medicare.

One of the key features of Medicare Part C is the offering of various plan types, such as Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). These organizations provide a network of doctors and facilities that enrollees can use to access their health care services, often at reduced costs. As a result, this option allows beneficiaries to have a more managed care approach to their health needs, often with lower premiums and additional services not covered by traditional Medicare.

The other options relate to specific types of coverage provided by different parts of Medicare. Hospital insurance is specifically addressed by Medicare Part A, physician services fall under Part B, and drug coverage is provided by Part D. Understanding the distinct roles of each part of Medicare helps clarify why B is the correct answer, as it encapsulates the overarching goal of Medicare Part C to consolidate and enhance coverage